Brian R

Hmm, seems the only economy she has dealt in is the one known as economic with the truth. Surely to god, there is now an abundance of evidence to nail her fair and square as a liar?

Precisely what I've noticed and entirely unexpected given the time of year. I still think I can get back what I paid for mine over 3 years ago!

I did wonder whether to say trusts can solve but also create problems, which clearly you sadly found in your father's case. An IFA needs to be chosen carefully but could be worth their weight in gold. Do also remember you've (currently) got till April 2027 to get the SIPP sorted before the new rule kicks in and most importantly, your mothers age and whether she is 75 or over.

Exactly so but I would also add anyone can gift as much as they like and over seven years the IHT burden reduces and eventually to zero The point to bear in mind is that say the gifter lived for 3 years you as the receiver of that gift would be liable to a 32% tax burden rather than 40%. The more years the gifter lives, the less the tax burden will be on the receiver.

This will almost certainly be the case and hence why I haven't (yet) made a knee-jerk reaction. It already seems and has been the case forever, a very neat and legal way to sidestep CGT and one I had already been considering for a few months. The point is, a pension is a long term plan screwed up by what I sincerely hope will prove to be a very short term government. Of course a new incoming government could reverse the situation, but they certainly didn't when Gordon Brown robbed pensions pots!

Precisely these points and if I am not mistaken, Reeves often cites her time within the B of E and by dint seems to infer she is an economist when in reality, and as I understand it, she was effectively engaged in some sort of support role! Don't take my word for this, and do your own research to confirm or indeed deny. Regardless, It would seem she and her partners in crime cannot look further than the end of their noses. Politics remains rotten to the core and perhaps we should engage BBBC's Marianna Spring to fact-check Reeves, you know, the reporter who "lied on her cv" to get the job!

Yes, same for me when 50% of my "wealth" is locked up in a pension fund, being as it is/was practically the only tax free environment to grow money. Not so now, and I would dearly love to "gift" MY money to others, but with the measly sums one can share it would be impossible to dispose sufficient to get anywhere near the 1 million threshold. To make matters worse, anything greater than the gift limit means you still need to live for another seven years or else the "gifted" pays tax and at a swinging diminishing 40% rate! BTW, I can now see why they want a cashless society........ I've already decided to spend, spend, and at a rate I couldn't even have contemplated when I earned (good) money! Already I can hear some who are saying a combined threshold before IHT of 1 million is for the rich, but a property down my way starts at well over half that and yet again this will be another stealth tax when already 5% pay IHT increasing to 9% at a stroke. Remember also the IHT tax threshold has been fixed since god knows how long and will remain so till 2030. All too soon more and more people will pay IHT in the same way when not so long ago they were paying income tax at 20% but are now paying it at 40%. Once upon a time the 40% rate meant you were doing reasonably well, but now more and are "forty percenters" and unable to do anything about it. Also, just think a moment, you paid 40% when earning, and you are also expected to pay 40% when you die and on that same money on which you already paid tax! Having been through probate earlier this year, I truly feel for my children who will have to go through a far worse experience unless I can simplify my finances or as is far more likely I engage a firm and prime them for when the time comes. Yet again, this will come at a significant cost just to satisfy the government of the day that they have extracted every last penny from me in death. *****, even my funeral plans have now been upgraded having told my wife I want something spectacular and cost is not to be a factor! Meanwhile, that money pit called the NHS swallows yet another 20 odd billion, the public sector gets awarded gigantic pay rises and that idiot Milliband is given an open cheque book! Frankly, and I don't care what anyone says, it's the same old Labour of yore, tax and spend, tax and spend, rinse repeat. Put simply, and as I have often said, they (Labour) will not rest till they take the shirt off your back! As for me, it's time to get creative, any tips to share Steven?.

I did wonder but when you enter simply RX and not a specific model, it comes up with a different story i.e. select "Lexus", then "RX" and leave the car variant as any and you'll see a more likely scenario. In practice a "very high" theft rate and 1382 cars stolen in the time frame. Similar for the ES where 182 cars were stolen. I guess you could go through each variant to find which inflates the figure but as a guide perhaps it is of some use?

I received this is my mail from Confused.com: car theft calculator Makes for interesting reading with some surprising results and others entirely as you would expect. For LC owners, it appears only 2 were stolen never to be seen again whereas (I presume) there could possibly be others that were in the event recovered?

Hmmm, just as I thought, some of the Michelin link above is not entirely correct. Sort of makes a mockery when it is according to Michelin illegal to therefore use a space saver wheel! Personally, I would say to the op, leave as is and, no, your insurance company should not deny cover. Just for good measure, there is also growing debate on where you fit 2 new tyres, front or rear. An argument I had with ATS who consistently failed me as a leased driver.

Would that be the word, "Dear"?

Would that be the word, "Dear"?

Another big vote for Motorway having sold a Yeti, a Jag and a BMW through them. All very trouble free and excellent prices that were promptly paid upon collection. I really cannot be bothered to use or even further contemplate WBAC having tried to sell them my mother in laws VW. They eventually offered £50 but I (not unsurprisingly) accepted £1700 from a local garage who had serviced the car 2 weeks beforehand! I also tried Carwow who frankly were not much better.

I must admit I was surprised b your latest post and especially so given how much deliberation you went through in your quest to buy an LC. I wonder, would you mind sharing with us the reason(s) why you sold the car and of course I'm sure many others would appreciate your summary of ownership. It would also be interesting to hear of the proposed or actual replacement, assuming that is already a consideration or even a done deal.

If you are one of the lucky ones!