Phil xxkr

Every time I see your name I keep reading it as Tailpipe woes 😉

That must be a fantastic photo opp David? Too see students graduate from a horse rather than a dais, I wonder are the horses colour matched to mortar boards and gowns? Do tell. 🐎🐎🐎

Fraid not as they will state you are already getting 50%

If you are content with £66 per month fine but bear in mind using a CC gives you additional Section 75 protection. I used mine for both warranty extension and service plan which as a gold card LOC member gave me a 20% reduction on service plans bringing the cost down to Essential levels

As I understand Barry the 2 for 1 has been running years, mine is 995 for comparison. In an earlier post I also said that I had funded mine through a 0% credit card offer on the Martin Lewis site which in your case would be £33 per month. Now whether you think that this is a good deal depends on your attitude to risk. Having looked at your Naval regalia I suspect you aren't a stranger to risk and I for one wish to say thank you for keeping us safe 👍

David, destroyer of illusions 😱 so Indiana Jones wasn't a professor after all but a car mechanic😱😱😎😎

Give Terraclean a look Alex. It certainly works on my Jaguar.

Have you tried the L200 truck owners club? Or failing that I think Primo registrations will sell on your behalf

I always taught people, once is a mistake, twice a coincidence and 3 times a pattern 😎

I wonder why we all spend a huge amount of time looking and learning about our cars in microscopic detail yet spend hardly any on learning about car salesman tactics and how various finance options affect your actual versus perceived cost of ownership. Yet spending some time on this will make you the buyer and not being sold to - a big difference. Loads of insight on YouTube especially Kevin Hunter and his video on Leverage. Guaranteed to make you more confident and knowledgeable.

Ah, Hindsight, the only precise science there is 🧑‍🎓

Phenomenal vehicle Steve, I am sure you will get great enjoyment from it. So on a PCP you have/are effectively renting the car. And I would guess your last two years have cost around 10/12k equivalent in round figures to £1 per mile which does not seem so bad for such a chariot. Incidentally has your VED changed? Also be interested to know what the dealer has your old car up for. I personally think more and more of these financially aggressive deals will become available as the post pandemic effects bite such as ending of furlough in September. I have just read about Barclay card reducing its debt exposure, guessing again it won't be the last.

Intriguing offer Steve, you need a cash flow spreadsheet 😎are you HP or PCP? If the former, you have effectively been renting the vehicle and covering off depreciation. Money is very cheap today providing your Experian rating is there even 3.9% is expensive. What's the offer on a service plan?

But the thing is Rowley it does make for lively debate🤭 and how good is that for the forum? The fact that Linas believes in some form of insurance premium entropy is appealing. But could it please be extended to include car ownership? You see as a person of pensionable age I don't think its fair that I can't have a brand new RX. I mean, why should people half my age be allowed to? Something must be done 🤢🤢🤢 Oh, and Linas, if Insurance companies are "hiding" their ill-gotten gains they must have a pretty big bed! But I think I may have found it, so, next time you look at your pension statement ask your provider which insurance companies have they put your money in because you clearly need a good return. 💰💰💰

If you are a one-fingered typist like me, Crikey! For the odd "deposit" on my car I keep a packet of baby wipes from Lidl, 40p and very efficient 👍

The fact that it states a certain position doesn't make it so?

Try Martin Lewis's site, he has some one great tips

This is good advice for sure, and I always but always commit it to paper, bother email and physical paper with copies to appropriate parties. In all cases annotate the time lines so far. That way it's a chronological series of actions you have pursued should you wish to take it further

Martin, it's true to say police numbers in absolute terms have fallen from a peak in 2009 but its also true to say numbers are increasing. What is also really hard to find is the the number of civilian staff employed, I suspect its a substantial number. Ultimately one could get quite cynical about possessions since it appears thieves abound for your tangible assets and government for anything else you may have. But if you have neither, as Del Boy might say, the world is your (entitlement) lobster

Buffalo Trace and Branch Water🦬🦬🦬🦬🦬

Is it possible to get lexus dealer to battery check for £59? Just a thought

It's called character building 😎

The numbers Ian are staggering, £770 million for cable theft. 45,000 houses in Wakefield left with no power after cable theft. Cars contain, Platinum, Palladium Rhodium and can be worth hundreds of pounds. And with increasing demand worldwide for precious metals not sure how to resolve this in the short term.

Ian, despite the various regulations theft of copper communications cable still goes on and is somehow disposed of! And wasn't a huge bronze Henry Moore lifted not that long ago? I am reliably told certain elements of society, found all over the country, believe they have a right to your property be that your dog or your cat 🤯 And because they are not in your "swim" it's a culture that defies understanding unlike Fermat's last theorem.