Paul, there are documents somewhere that show what's included in a "full-fat" service schedule, Essential is no longer an option so no point comparing, however I would not enter into any service agreement until after June 1st. As I understand it the 60k/120k involves extended labour costs replacing the Iridium plugs. Couple of points that I have mentioned previously, Gold card membership will win you up to 20% off service plans, not warranty however, Barclay card now offers 0% finance over 28 months, get one then amortise your total bill into one readily affordable monthly cost with Section 75 cover. Finally a FSH has got to be a plus point when/if you sell 😎