Lot of luck. Helps if you are a boomer as well.
My son is waaaaaay more intelligent than me, Oxford then Imperial, has a good first job but doubt he can retire at 55 like we did.
I retired from a low paid wine trade job at age 30, to raise kids, wife was a schoolteacher. Property prices helped us enormously. Bought at age 25, mortgage free at 42. Always very prudent with money though.
(Don't waste your money on private education for your kids!) No need.