Regarding MG.
Had previously leased cars for my wife, the last one being a Mazda CX5. When the rental term came to an end during the latter days of Covid and when any 2nd hand car was fetching silly money the only new car (apart from a Hyundai i10) was a solitary top range MGZS auto on PCP with 0%.
So either do without or go for the MG. So some years later it's still here having covered less than 6k miles and it's not a bad car.The steering is precise, the sat nav and heated seats are good, it's shod with Michelins and has been reliable.
Will I pay the £9.5k option to buy? I really don't know. But as a cheapish runaround it's been fine.