Spoken to Lexus insurance direct gave me a quote of £480 , best quote is from one-call & Saga which has same cover and includes breakdown £211 , i did challenge them for cheaper quote but all them would do is remove something cannot remember what its called, insurance against getting you no claims discount back if not your fault ? which would save another £70.00 , but been caught out not having this before and was a nightmare, also had a quote from Lancaster where i have my moggie insured and was £579 ?? When i challenged them with the quote from onecall they got it down to £207 , what the Bl???dy hell do these insurers think we are it’s absolutely shambles , the lexus cover is no better i thought you got another lexus when yours went in and you do not , you get a type A small hatch back , so why are you paying more, the other companies also quote using genuine manufacturers parts as well !