As a contrast I am not one to worry about ‘insuring’ things, Certainly not one of the most reliable cars ever made! Some people tend to want to insure ‘everything’...phones, washing machines, fridges ( one of the most reliable appliances out their!) and TV’s but not me. Get a well maintained 250 and look after it well ( maintenance wise I mean ) and it will serve you for a good long while and be very cost effective in the long run.
Note: I know you are looking at later cars but if you do go ‘older’ for some reason check out this thread.