there are some for sure, many in fact . but again there are some relatively wealthy ones too ....... the NFU insure everyone not just farmers and employ people, some of whom are possibly ar--h=les like in every other business too ....... but on balance NFU employees are good people ..... my niece has worked for her local NFU Office for many many years and NO, I don't insure with them, they just aren't competitive ( pricing ) enough for my needs either
Malc