Other than the price of the GFV, the cars list price, the dealer network have us over a barrel, most cars are financed and end up back at the dealer, not many people have that sort of money at their disposal, banks wouldn’t probably lend those sort of figures are there is no security applied, with a dealer the car is always a collectible collateral item to offset the in affordability of the car in the first place, I personally don’t like finance or PCP so always try to buy outright, no I’m not rich n far from it, I am however divorced and learnt the hard way! Lol 😂😂😂