The way we finance cars is hugely subjective and, like the previous posts have illustrated, offer a huge amount of choice. If you want to change your car every three years then a lease or PCP is the way to go. It makes things very simple and despite what people may say, lease vehicles nearly always have an option to purchase them at the end of the hire term. The big issue facing Lexus is the fact that compared to their German rivals, they are way more expensive on the lease market against comparable cars that may even have a higher P11D value. I think exclusivity isn't always a good thing...
