royoftherovers

That`s why I am with LV. Glad you are covered.

Any idea which Insurance Compnies do ask such questions Paul?

First in 50 years ROGER.I was mortified.My fault entirely but I do blame the GS450h and the scoundrel who had parked his camera van just in front of the National Speed Limit sign as I was leaving the town of Glenrothes in Fife Scotland en-route to Luchars by St Andrews. I was leaving the town at the end of a 40mph limit and accelerated to Warp speed when I noticed the dreaded camera van.So caught doing 54mph which sadly prevented me from being invited to the Speed Awareness Course. I have 2 cars and am a named driver on Mrs Roy`s Mazda2, so I expect to become impecunious in due course. The good news is that if I maintain my current record of once every 50 years, I will be 123 by the time I cross the next barrier. Anyway, onwards and upwards, as they say. Take care and keep well.

I too have been with LV which has given great customer service particularly when I have needed to add co-drivers for my regular trips to/from Spain. Annual renewals have either been lower than the previous year or of such marginal increase that to seek to look elsewhere was rendered unnecessary. I am not looking forward to my next renewal however as I have picked up my first speeding ticket and that will no doubt have financial consequences.

Welcome Stuart. I am sure that you will enjoy both the SC and this Forum. Lots of piccies when you are ready please and is your very nice golf course now closed?

Showing my age now !

A 1995/6 Mercedes W124 fits the bill perfectly Dutchie. Or a same year Toyota Camry !

Do you not remember the rust Peter, or did you get rid before it arrived? (LOL)

Do not despair Mincy. Einstein proved that time was not absolute my friend. There are more important things to worry about.

It is not that we weren`t warned.

Congratulations Oliver and welcome to the Lexus Forum. It seems to be a wonderful car. Year? Mileage? Previous owners? Service History ?

All seems fine and dandy Jeff.

I will not argue Malcolm. My view is that "should" = must and must is a rule to be followed. The Prosecution rests M`lud.

Rules is rules Malc. My friend in Normandy would be fined 130 euros if she walked her dog passed her own gate if she did not have the proper attestation. We is British, so let`s play the game according to the Rules.

Thanks Dave. If it was my insurer, I would adopt the following stance. 1. I need to be put back into the position I was in prior to the incident. My car is less than 3/6/9/12 months old and your Policy Condition if followed to the letter would possibly provide me with a vehicle which no longer accords with the manufacturers specification and would amount to a modification which you would then seek to penalise, me with, by charging an increased premium. 2. As my car is new, Lexus are obviously best suited to provide me with a repair which accords with the manufacturers original specification. 3.You wish to penalise me financially by insisting that I use one of your chosen repairers. I can agree to this,but you must agree to ensure that your chosen repairer performs in a manner which is consistent with the repaired vehicle conforming with the original specification.That way we both succeed. 4. Should your chosen repairer not perform so that the repair is invisible to the driver (me), then you will insist that the work is carried out again. Should this second repair not lead to the objectives of the first repair not being achieved, then you will authourise Lexus to effect the repair and I will pay what I would have paid had your chosen repairer been successful. 5. As you are aware one of the underlying principles of insurance is "uberrima fidei" ie. utmost good faith and I trust that my remarks above illustrate my wish to have an outcome which is morally, financially and honourably.acceptable to both of us. If hope that my comments might be of some use Dave and I wish you well. Please do let us all know, how you get on.......and the name of your insurer. Before you act upon this it might be useful to ask your Lexus Dealer who would repair vehicles for them and then if they are on the Insurer`s list you can choose them.

Shahpor and Andy, distance YOURSELF means distance YOURSELF.No ifs, buts maybe`s or ah what ifs. In France and Spain documentation must be carried to self certify that one is complying with Directives. Fines are levied immediately by the Authorities 130 euros for walking the dog without formal documentation. We are not there yet, but,don`t be surprised.

https://www.honestjohn.co.uk/search/?type=Question&q=car+cover Have a good readtypo Ralphy

Dave, what does your insurance policy small printt actually say about windscreen replacement ?

Thanks and I`m 5 years older than you , so you are close to joining me in the Bear Pit !!

You are alone Stuart as we are all in this together.

How old is your brother Phil ?

Can you remember how you got home Phil ?

Very interesting Thomas, but reduce them all by 8% if you are quoting on-board -computer (OBC) figures

You still have the Brainpower then, Steve. Hang on to it for as long as you can.

A good link john. I found it both alarming and uplifting. We need leaders who will stand or fall by their decisions. We do not need leaders who wish to be all things to all people. Many thanks.