Last Saturday I sold my CR-V to WBAC, and after 10 months and 8k miles I got almost what I paid. I was thinking about replacing it with an XC60 but of course I'm in the position you mention. Then, I'm working for a very wealthy man and I mention wanting a Volvo when he says "why don't you buy mine?" So I now have his XC60 on my drive, 3 years older than the Honda (2012) but with one owner, full history and only 36k on the clock. I've got the last service invoice, I'm glad it wasn't mine at £1,750! It's a fantastic drive and I would say just about Lexus quality, certainly as good as an RX450h that I tried. It's a D5 SE Lux Premium. Sometimes you get lucky!