reading long back somewhere here that on the Ls400 the optimum change time is now considered to be 100k miles / 10 years BUT also the timing belt life to " snap " time is 150k miles
Wouldn't ever want to get to that point tho'
Malc
I'm with Saga these days and have from time to time looked at alternatives BUT it's clearly a minefield to know how to compare the varying " benefits and add-ons and downsides " of going with any specific insurer
They all seem to have nuances that it's difficult to £££ quantify .... the various quoted base price just doesn't ever seem to offer a full story ............
Then there's the Claims Experience where some companies treat you like a dumbo and others with some sort of respect ..... on balance, for me these past few years ....... having experienced Claims handlers, Saga seems " comforting " enough ......... if ever it can be parting with dosh
As we come out of covid and everyone is out and about doing more miles than the past two years we'll doubtless see some horror stories emerging with premiums
Just renewing in these next few days ......... probably with Saga
Malc
How many cars are on UK roads?
New record surpassed: over 40m
► Official SMMT data released in 2020
just seen this .. can't believe for one minute that owners of cars being serviced at Main Dealers amount to more than a fraction of these today . a large fraction no doubt BUT there's surely got to be a huge number of small competent trustworthy garages around in most areas of the UK .... surely .... just got to find 'em
Malc
then why on earth trust them to do the work ?
Uberrimae Fidei should apply in this instance too
Know Your Client and build an excellent rapport and relationship ... where's that all gone these days ?
I know it doesn't come from Social Media and the internet . it actually comes from having a proper chat with the guy and understanding all about him for a start
Oh dear . showing my age I guess
Malc
there's an awful lot of onshore wind ......... Sturgeonesque propelled ........ lots of hot air to be captured especially at Holyrood during debates methinks 😉
Malc
it's brilliant that everyone has their own attitude to risk ...... keeps insurance premiums competitive for those buying it methinks
and if memory serves me right Gang, I don't believe you have to legally have car insurance provided you can offer the right level of assets to self-insure ..... and I guess holding those free assets in Trust with someone / business / solicitor whatever probably controlled by whatever ..... the ££££ figure is probably quite huge tho'
Maybe you'll explore this and let us know you've stopped paying conventional car insurance sometime soon ?
Bit like ATOL and Trust Monies held when you're going on holiday with a reputable company . ATOL is Govt controlled of course
Malc
s'pose it depends how long you are going to keep the car and your annual mileage ... and how wealthy you might be too of course ....... and if the pulleys, waterpump were also dealt with at the time
Malc
Scotland has 19.5 million acres ....... suggest Sturgeon agrees to a little of her peaceful blessed land be put over to Green Objectives and the power generated be underground cabled to the south where it will be used ... levelling-up could be reality ............ but maybe just a metre or so in the air above ground level tho'
Malc
and if this works for you
Lexus 10 Year Plus Extended Warranty
and you're happy with the extent of cover, then I don't doubt for one moment that Lexus wouldn't put it's name to anything other than robust fair and honest people when claims arise
Malc
Even I buy house and home insurance ........... my some 400 year old timber'ish cottage that's still standing ...... guess over the centuries the insurers have benefitted from the premiums paid by various owners ...... but hey, one goddam day this will maybe come home to roost and the insurance will be a boon .......... my own risk/cost judgement comes into play ........... I rarely roll the dice eh !
Just insure with a good reputable insurer who is honest, steadfast and reliable and will stand behind their promise to payout ..........
We all have names of those we wouldn't ever touch again with a bargepole and those names we would welcome dealing with and who will stand behind you when things go belly-up !
Malc
I s'pose if there's someone out there willing to pay the money then that's it's true value ............... at that moment in time
Next week, well who knows, maybe more, maybe less ...... say £25k for the Ls600 at HedgeEnd eh !
Malc
Tom hi .... I'm thinking that if you're quite able to do the spark plug change yourself then it's maybe a little tight fisted not to pay out a relatively small amount to buy a set of good quality plugs ............. plug changes can be effective preventative maintenance too and help you not to have issues later on in the life of your car ...... which you're intending to keep forever you say
Malc
happened to me today ... sodding cyclist just zipped up the inside of me from behind, about metre width into which he squeezed ......... left me braking to avoid banging his sodding back wheel and sending him to hospital no doubt .... why do they do it
ah !!! ban 'em from other than cycle lanes and if there ain't any then just ban them from the roads in general....... or AT LEAST make them have some sort of Cycling Proficiency so that they are actually proficient
Malc
doubt there'll be one on Lindisfarne but depending how far north you are in Northumberland .......... there may be one in Berwick or Edinburgh . could be quite close
Malc