I've had this a couple of times with the Lexus Insurance thing which covers you for three days after picking a car up. The most recent time wasn't as much fun as the first though. I had some young lad in India excitedly going through the quote with me, and when it came to the policy figure, he kept building it up "Are you ready for this? This is going to make your day, I'm going to make you really happy now, I'm going to quote you happy with...." then told me a figure over double of what I'd already sorted out with my current insurer. Thanks, but no thanks. When I did the cover for the ES, at least it was a case of calling them from the dealer to confirm everything, then get the massively huge annual premium, but (so far) there has been no follow up call.