Swinton increased my premium from £24 a month to £52 a month for the remaining 8 months when I switched from my IS to Betsy. I did some checking around and saw that (before the industry change) I could insure Betsy for less than the IS, it being an old man's car and all that. My current premium is for 8,000 miles a year which I don't get anywhere near, so I've changed it to 10,000 including 2,000 personal miles - to be honest, any personal miles will be done in Mrs Mincey's car. Anyway, the cheapest premium with business was £40 per month which is still more than the £29-30ish I was expecting. Perhaps I'm moaning about nothing - I'll let you all decide, my learned forum chums!