The "chip" crisis has caused a really skewed used car market. Prices for bangers are ridiculous. Buying a car privately is at present very expensive compared with pre-COVID prices. When buying with your own money, great thought and care is needed. That is why I chose to stick with Lexus. All my previous Lexus cars (4) have been relatively OLD until I bought the NX.
If you are considering buying a car from April 2017 onwards, the luxury tax (6 years) is something to consider. Personally I like lots of space in a car - particularly the boot. The NX vs the RX was a compromise for me on boot space and running costs. The X Factor was the wife, who flatly refused to drive the 4th generation RX. Car manufacturers are going through a painful readjustment. The writing is on the wall, regarding climate change. No matter how much we would love to keep the ICE, I feel it will soon be a dinosaur. Unfortunately this will not affect many of us on the forum, as we will be dead by then!