in answer to your original question tho, stay away from the search engines (despite what Martin Lewis says) just shop around for insurance the old fashioned way, Adrian Flux, green light, sky, and various others people have mentioned, get a handful of quotes and play the companies off against each other
insurance is a vicious circle, people avoid following the rules cos insurance is too expensive, but then insurance is too expensive cos people avoid following the rules, best thing to do is follow the rules, then ur covered, and if you are careful and avoid a crash, it should only get cheaper