Bank charges: Reclaim them, they're unlawful, so you can get six years money back
Your bank owes your money. Thousands have claimed £1000s as charges for exceeding your overdrafts, or bounced direct debits and cheques are commonly believed to be unlawful. This is a step-by-step guide including template letters and calculators making bank busting easy.
http://www.moneysavingexpert.com/cgi-bin/v...141050760,24632,
excllent site i always find helpful.