I purchased my 1994 Celsior back in 2006 and during my ownership have never paid more than £300.00 fully comprehensive (I was 47 back then with full NCB).
For the last five years I have had “classic” insurance costing this year around £180.00 fully comp, agreed value and nil deduction salvage should the worst happen. Mileage is limited to 3000 a year. ( Ron this is with Footman James).
Mine was purchased from a Blackpool landlord who dabbled in Japanese imports, the speedometer was already converted from 62,000km to 38,000 miles, the rear inner cluster tail lights were converted to both tail and fog lights professionally so no ugly aftermarket light swinging under the bumper. Although the original ICE failed it did have the radio frequency changer fitted which then covered most of the UK FM band 2.
The blackened climate control LCD was replaced by myself when you could pick up a RHD replacement for $50.00 shipped.
I paid £3750.00 for the car back then, it still hasn’t reached 100,000 miles and is now insured for £5500.00.