No, my IS is on a PCP - I did it that way so I can take the car with me when I leave. So it's all self-funded, my insurance etc.
I got the details of the lorry as he had to stop really. He's just not contacted his company yet to notify them, so my insurance can't establish liability yet. Lexus Edgware came through and have sorted me out a courtesy car anyway, my car's been trailered off to the garage so the damage will be fixed up either way luckily.
Just pleased my son wasn't in the car, and no one was hurt. Feeling a bit more chilled about it now, just hoping it doesn't go 50/50. Will try hard not to let it go that way.
I'll post the piccies of the damage when I sort them out.
Thanks for all your help peeps. I'll let you know how I get on.