I think everyone here, has more or less put their ten-cents worth into the debate,regarding just how much of a racket,the insurance game is,-a licence to print money,( my opinion),it's a subject,which I think has come-up on more than one occassion,and promotes lively debate,my final comment on this matter,for what it's worth,is that we,in Britain,are enduring one of the worst financial recessions,in living memory,with no relief in sight,being royally mismanaged,by the current crop of incompitents,who would make Richard Nixon look honest,with swingeing financial -cuts being implemented right across the board,vital public services budgets paired to the bone,-all to save a few hundred,or thousand quid-while these maggots award themselves pay-increases,while all the time,telling us 'were all in it together' -my hairy arse,we are,and that is why loyalty to insurance companies,is a hiding to nothing,and shopping around,is the order of the day,( as Bluesman rightly mentioned,the internet makes it much easier to shop around,and get good deals) anyone reading this diatribe,will surely agree,that given the financial climate,prices of everything,are rising at an alarming rate,-and people are losing their jobs as fast,I for one,wonder where this is all going to lead to,-it ain't gonna get any better soon,-though,if you listen to Cameron,and his mouthpiece,the BBC,you'd think we'll all be in clover this time next year,-dream on, I apoligise for chuntering -on so,but I am fed up to the back teeth,with what's going-on in this once great country of ours,and feel so impotent to do anything about it,and sorry to Jeremy,for hijacking your thread,...signed:-******-off,from Milton Keynes.