Where Do I Stand With My Insurance No Claims?

[Dan_Harris]

Short update guys, car is booked in for 2nd June for repairs and hire vehicle is also booked. Unsure what it is but i've been told that it's on a 52plate and that it will have a similar engine size to mine, apparently as my car is over 6 years old they are unable to offer a "prestige" car like mine is.

[Steviewevie]

Glad it's progressing Dan. Fingers crossed that it all goes very smoothly now.

[Yeldarb]

I hope its not Corsa mate, you'll never live it down

[Dan_Harris]

lol well if it is a corsa it's a 2ltr :D

[Dan_Harris]

little update guys, car goes in for repairs tomorow :) and will also find out what comedy car I mean courtesy car i'm going to get too wil upload some pics of the beast when I get it haha

Downside is that my insurance premium has gone up because of this incident :( which I aired my annoyance to my insurance company about as it's pretty disgusting i'm being penalised when my insurance company aren't dealing with the claim and I wasn't in the car the actual time it was hit lol.

[Steviewevie]

What reason are they giving you for putting up your premium Dan ? Doesn't make a lot of sense. Is that going up now or when you next renew ?

[Dan_Harris]

unfortunately steve i next review now lol :( poor timing really. They said that regardless of fault statistics have shown that within the same year of a non fault claim there is a fault claim so for this reason it goes up apparentl all insurance companies will increase premium on a non-fault claim.

[Dan_Harris]

well the car has gone in and I was nervous as hell as to what comedy car i mean courtesy car I was going to be given, well here she is folks

2ltr Golf GT TDi 6spd :) with full leather interior and heated seats so can't complain at all haha

[Steviewevie]

Hey, not a bad courtesy car.

That sounds like a load of :tsktsk: about your insurance though, what a joke, if you're unlucky enough to have someone crash into you then you get penalised ? Hope you're going to shop around for renewal quotes.

[Dan_Harris]

I have done steve annoyingly Admiral were the cheapest which funnily enough fall under the same umbrella as Bell but admiral offer a lot more benefits and have dropped £200 off my excess which is nice so bell have honoured admirals quote for me :)