Is It A Write-off

[Mike246]

Opinions welcome.

Last week my wife's Civic was hit in the rear by a woman in a white Transit. I know, it couldn't get any worse.

The thing is the Civic is M-reg and has done less than 40,000 miles. It would go on without fault for the next 10 years. I reckon there is over £2,000 worth of damage on a car that's worth around £ 1,500.

No dispute as to who was at fault. Can I insist that the car is repaired to it's former condition?

[mudzs]

no the car is only insured up to the resale value any more and you would have to pay the difference.they will class it as a total loss and you can buy it back and get the work done yourself .just had the same problem with my van