Insurance

[MacRS200]

Spent about and hour on the phone to Direct Line tonight (40 mins talking to someone) and asked for quotes on various performance mods. From induction kit to s/c for IS200. During convo with helpful girl she said "I also have 11% to 20% increase in power".

Cutting a long story short seems to work this way.

% extra power - % increase in premium

up to 10% - 15%

11 to 20% - 25%

21 to 30% - 35%

31 to 40% - 45% based on 35% extra for s/c

This is +/- 0.5% so would imagine that this is fairly typical if anyone wants to use as a guide for mods. Always use the standard BHP as the base for % increase

[Mr Morse]

Not as quite as simple as that old bean,

Some will accept "exhahust mods" as just a back box. Others will hammer you for a manifold (header pipes).

Or, some will accept suspension mods to include all. Whereas others will discriminate between springs and coiovers

Check 'em first

ps Flux gives discount for LOC Gold

[MacRS200]

Not as quite as simple as that old bean,

Some will accept "exhahust mods" as just a back box. Others will hammer you for a manifold (header pipes).

Or, some will accept suspension mods to include all. Whereas others will discriminate between springs and coiovers

Check 'em first

ps Flux gives discount for LOC Gold

←

Didn't say universal from Letchworth to Oxford.

Direct Line always ask %BHP increase for any engine mods.

Suspension has 2 cats "uprated and Sports" with DL

Depends if you lie or don't tell the whole truth I suppose

[Adie]

Not as quite as simple as that old bean,

Some will accept "exhahust mods" as just a back box. Others will hammer you for a manifold (header pipes).

Or, some will accept suspension mods to include all. Whereas others will discriminate between springs and coiovers

Check 'em first

ps Flux gives discount for LOC Gold

←

Didn't say universal from Letchworth to Oxford.

Direct Line always ask %BHP increase for any engine mods.

Suspension has 2 cats "uprated and Sports" with DL

Depends if you lie or don't tell the whole truth I suppose

←

You mean i have to tell them that its lowered also? As if they dont get enough money from me already

[MacRS200]

Not as quite as simple as that old bean,

Some will accept "exhahust mods" as just a back box. Others will hammer you for a manifold (header pipes).

Or, some will accept suspension mods to include all. Whereas others will discriminate between springs and coiovers

Check 'em first

ps Flux gives discount for LOC Gold

←

Didn't say universal from Letchworth to Oxford.

Direct Line always ask %BHP increase for any engine mods.

Suspension has 2 cats "uprated and Sports" with DL

Depends if you lie or don't tell the whole truth I suppose

←

You mean i have to tell them that its lowered also? As if they dont get enough money from me already

←

Yeh my PI's cost 90 quid on the insurance :o

If you don't tell em bout ANYTHING not standard and they find they prob won't pay out :tsktsk:

Thats how they are

[TheDon]

definately go to flux, they know what the mods are and are not scared of them either. 10% more power = 10% increase in premium.

Somethings dont incur any extra cost - vents, bodykit etc etc.