Insurance...........what!

[Monster-Mat]

ok......so the Monster was insured as a supercharged car, @220bhp, and i was paying

165 € a month.

now, ive just changed it for the new estimated HP figure of 600.

now, all things being equal you would think that the premium would go up.........yes.

NO

ITS GONE DOWN.................

ITS GONE DOWN.......

to 115 € a month

how bloody cool is that,

i questioned it.the insiurance broker questioned it, and its gone down

[Brettster]

quick

add some more Horses

maybe they will pay you to insure it :)

[javadude]

So thats about £800pa?! :o

But but but.... I pay about £550 for a car with no engine mods.

[Plex]

So thats about £800pa?! :o

But but but.... I pay about £550 for a car with no engine mods.

←

mmm you lost me javadude

115 per month nets you 800pa ...mmm thought annum was 12 months :)

[Bazza]

So thats about £800pa?! :o

But but but.... I pay about £550 for a car with no engine mods.

←

mmm you lost me javadude

115 per month nets you 800pa ...mmm thought annum was 12 months :)

←

115 euros / month = 1380 euros / year

1380 euros = £954 @ 1.445

still blooming cheap !!

[Fargo]

most polices nowdays run on a 10 month payment thing..

[Steve]

ok......so the Monster was insured as a supercharged car, @220bhp, and i was paying

165 € a month.

now, ive just changed it for the new estimated HP figure of 600.

now, all things being equal you would think that the premium would go up.........yes.

NO

ITS GONE DOWN.................

ITS GONE DOWN.......

to 115 € a month

how bloody cool is that,

i questioned it.the insiurance broker questioned it, and its gone down

←

you havent got the missus as named driver have you :winky:

[mudzs]

yep thats what i did on my van ,got a quote for just me and it was £450 added the wife as a named driver and policy dropped to just over £350 .???

[Monster-Mat]

nope, im main driver, christina is a second driver

[mudzs]

Same here thats what lowered my quote ,for some reason putting your wife on lowers the cost

[Monster-Mat]

but she has always been on the insurance...........

its a huge drop in price.........for a huge increase in HP/KW

i really shouldnt whinge, but its just amazing

[Matthew_McNally]

many more factors than just your engine mate.

presumably - you are a year older.

your insurance company will be using different factors to calculate your premium - maybe their experience of drivers your age is more favourable, and therefore you pay less.

or maybe better claims experience for your area?

maybe 'cos the missus is older.

maybe as you now have more children, they consider you less likely to have an accident?

my best advice is STFU and not worry about ;)

as long as the docs accurately show all the work, consider it an early xmas present

[aido]

That's a bargain Mat, I'm paying more than that for my bag of spanners

Think I'll give Direct Line a bell in the morning and ask them the same question - think I know what they'll tell me - **** off ;)