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Anyone found any reasonable Insurance company, I know they have all gone up alarming, But some seem to be taking the Pee! 

Cheers. 

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Unfortunately they all seem to be jumping on the bandwagon, getting together and ripping us off. After 5 hours - yes - 5 hours of frustrating searches I finally went with Hastings for one car ( 30% up on last yr and £600 excess instead of £200 ).  Some wanted 70% and some were off the scale.  NFU spent 40 mins arguing whether the H&S catback exhaust system was performance or cosmetic, then asked for a stupid premium - no thanks.

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One person's reasonable is a another persons rip off. 

There are too many variable to suggest a single insurance company. 

I would suggest generally to go on all the comparison websites (with cookies off) and get quotes. Then go to a broker like Chris Knott to see if they will beat it. 

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It’s an absolute farce motor insurance in the uk.

I moved house last year and duly informed my insurer. They told me that there would be an additional premium payment on my new post code….+15% on the original amount.

Frustrating….but to be fair I wasn’t surprised as we are within an area popular with JLR workers and pensioners. Doesn’t seem to be a week goes by without another story of someones Land Rover being nicked.

So when renewal came around a few weeks ago….. I already had gritted teeth and a head full of friends and family ( especially the young) getting eye watering renewal quotes.

When mine came back from my current insurer at + 20% on last year I felt I should be biting there hand off!!

But being the old miser I am I thought for the sake of a few minutes I’ll give it a wiz through the comparison site.

Lo and behold….. with an additional £100 on excess and a small windscreen excess…. ( but still with no claims protection) I managed to better my renewal quote by nearly( -30%!!!)

Ive checked and checked the policy as I felt I must be missing some howler that will have me weeping if I had a claim….. but I couldn’t see it.

Gladly I’m on the right side of the current debacle….. but totally confused 🤷‍♂️ (.com) on how.

P.S. As I’m married into a farming family who have used NFU for over a generation for everything….. I can confirm that they are generally very efficient and compassionate with claims…… but by god you pay for it.

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