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Posted

Anyone found any reasonable Insurance company, I know they have all gone up alarming, But some seem to be taking the Pee! 

Cheers. 

Posted

Unfortunately they all seem to be jumping on the bandwagon, getting together and ripping us off. After 5 hours - yes - 5 hours of frustrating searches I finally went with Hastings for one car ( 30% up on last yr and £600 excess instead of £200 ).  Some wanted 70% and some were off the scale.  NFU spent 40 mins arguing whether the H&S catback exhaust system was performance or cosmetic, then asked for a stupid premium - no thanks.

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Posted

One person's reasonable is a another persons rip off. 

There are too many variable to suggest a single insurance company. 

I would suggest generally to go on all the comparison websites (with cookies off) and get quotes. Then go to a broker like Chris Knott to see if they will beat it. 

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Posted

It’s an absolute farce motor insurance in the uk.

I moved house last year and duly informed my insurer. They told me that there would be an additional premium payment on my new post code….+15% on the original amount.

Frustrating….but to be fair I wasn’t surprised as we are within an area popular with JLR workers and pensioners. Doesn’t seem to be a week goes by without another story of someones Land Rover being nicked.

So when renewal came around a few weeks ago….. I already had gritted teeth and a head full of friends and family ( especially the young) getting eye watering renewal quotes.

When mine came back from my current insurer at + 20% on last year I felt I should be biting there hand off!!

But being the old miser I am I thought for the sake of a few minutes I’ll give it a wiz through the comparison site.

Lo and behold….. with an additional £100 on excess and a small windscreen excess…. ( but still with no claims protection) I managed to better my renewal quote by nearly( -30%!!!)

Ive checked and checked the policy as I felt I must be missing some howler that will have me weeping if I had a claim….. but I couldn’t see it.

Gladly I’m on the right side of the current debacle….. but totally confused 🤷‍♂️ (.com) on how.

P.S. As I’m married into a farming family who have used NFU for over a generation for everything….. I can confirm that they are generally very efficient and compassionate with claims…… but by god you pay for it.

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