Insurance Renewal

[Adrian7]

Hi 

Churchill renewed my insurance fully comprehensive for 568 quid. Thats for a 2019 rx450h, 4000 miles a year, and myself being 60, so im well pleased

[RONNIE W HODGEKINSON]

On 8/5/2023 at 12:12 PM, Lexnew said:

 Thanks for the information about  Dislock steering wheel lock, I am sure that it quite effective and would act  as a good deterrent for potential thief's. Surprisingly not one of the insurance companies that I contacted asked whether a steering wheel lock was fitted to the vehicle. 

I really did not want to go begging to my former insurance company as they refused to insure my car, I preferred to take my business elsewhere.

 

Ian.. If You Had Just Mentioned That you Were A Friend Of Sooty & Sweep You Probably Would have Got a Quote..That's How CRAZY The Car insurance World is...!!! as for A Steering Wheel lock  or Thatcham Approved ThingyMaJigs..They Couldn't Give a Toss..!!

[JBPRX400h]

I passed the advanced driving test way back in 1976 and and have benefited from very competitive insurance quotes every year since then from the Institute of Advanced Motorists' insurance broker. In fact they would always match the cheapest quote from Confused, Go Compare, Compare the Market etc.

Last year's premium was £580 which was a fairly hefty increase from £424 in 2022.

This time however I was informed that last year's insurance company (Ers) did not wish to offer renewal of the policy but Ageas Insurance would provide comparable cover for - wait for it - £2528!!!!!!  I queried if this was the best they could offer and was told the lowest they  could reduce it to was £1806.  That's over £700 less just for asking. How can insurance companies possibly justify these sorts of numbers?

Needless to say I was straight on to the comparison sites where the best I could find was via Go Compare. They came up with the Post Office quoting £830.  I went ahead with this and when the paperwork arrived I was amazed to find the policy was with Ageas, the very same company that had originally quoted £2528 initially before dropping it to their "lowest" offer of £1806.  So here is Ageas insuring me with the same cover for nearly £1000 less than their "lowest" offer.  Crazy or what?

Just as an aside Compare the Market also came up with the Post Office but through them it would have been £864 so it pays to use more than one comparison site.

Good old rip off Britain and the government today boasting that inflation is down to 1.7%, ha ha ha!

 

[Boomer54]

10 hours ago, JBPRX400h said:

I passed the advanced driving test way back in 1976 and and have benefited from very competitive insurance quotes every year since then from the Institute of Advanced Motorists' insurance broker. In fact they would always match the cheapest quote from Confused, Go Compare, Compare the Market etc.

Last year's premium was £580 which was a fairly hefty increase from £424 in 2022.

This time however I was informed that last year's insurance company (Ers) did not wish to offer renewal of the policy but Ageas Insurance would provide comparable cover for - wait for it - £2528!!!!!!  I queried if this was the best they could offer and was told the lowest they  could reduce it to was £1806.  That's over £700 less just for asking. How can insurance companies possibly justify these sorts of numbers?

Needless to say I was straight on to the comparison sites where the best I could find was via Go Compare. They came up with the Post Office quoting £830.  I went ahead with this and when the paperwork arrived I was amazed to find the policy was with Ageas, the very same company that had originally quoted £2528 initially before dropping it to their "lowest" offer of £1806.  So here is Ageas insuring me with the same cover for nearly £1000 less than their "lowest" offer.  Crazy or what?

Just as an aside Compare the Market also came up with the Post Office but through them it would have been £864 so it pays to use more than one comparison site.

Good old rip off Britain and the government today boasting that inflation is down to 1.7%, ha ha ha!

 

Very illuminating tale. I dare say someone with more direct marketing experience would have an explanation. On the face of it to you and me it is sheer bemusement.

[RobinGBrown]

On 9/25/2024 at 8:26 AM, Russell Wheeler said:

Technically you could be done sleeping in your camper van under this law. However if the keys were not in the ignition, the curtains closed, and you were in the sleeping area, it's clear there is no intent to drive.

It's clear to any reasonable person, yes, but the old bill have the law and precedent on their side and get this sort of case throught the courts all the time: Legal Places to Sleep in Your Car in the UK

[GMB]

Just got my renewal with Hastings pink, the premium has doubled since last year for no reason. Tesco direct are offering a similar price to last year.

[owen leleu]

LV= refused to insure my RX at any price and dismissed offers of trackers and physical deterrents. It is part of a multi car policy.

 I am not prepared to pay an extortionate insurance premium for a canbus design fault that in my opinion has not been properly sorted.

So as much as I like my RX i was looking to come away from Lexus for this reason, but having looked seriously at other makes I am soon to be the proud owner of an NX450h+ Takumi. It won by a short head!

See you on the NX forum !