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Posted

I sadly reversed into a low brick wall and my insurer has written off what I regard as a perfectly usable potential classic. Can anyone help, please?

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Posted

Do you still have possession of the car or has it been taken to the “approved repairers”  and Cat S?

I would take the settlement on the grounds that they allow you to retain the salvage ( i.e. you get the car back for a few hundred pounds), take it to a decent paint shop and have it repaired. Continue to use it.

The bumper should mostly knock out with a heat gun, then fill and paint, new or used light cluster, repair, repaint rear panel and a bit of chrome trim...£700.00 should be about right.

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Posted

Thank you. I still have the car and await a visit or call from "an engineer" within the next day or so, according to my insurer.

 

Posted

New bumper cover and light cluster listed around £500.00 from Lexus plus paint, you will also need the correct colour code for the cluster.

If the engineer hasn’t been yet how has your insurer already written the car off?

 

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Posted
13 hours ago, Flutefriend said:

Thank you. I still have the car and await a visit or call from "an engineer" within the next day or so, according to my insurer.

 

As Steve suggests, I would be inclined to find a good local body shop and get an estimate from them.  So preempt the engineer’s inspection.

I would be astonished if the damage that’s apparent actually renders the vehicle a write-off.  It’s possible that the bumper cover is repairable anyway.  And as Steve points out, you could always offer to source parts - such as the light cluster - from Lexus yourself.

I don’t think you’ve mentioned what the insured value actually is.

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