PCP (or similar) for used cars?

[Stuno1]

Hi all, car finance is new to me. I am looking to buy a 35k (ish) car early next year and am weighing up the art of the possible. The car in question will be 4 years old and I plan on keeping it for the duration of any finance taken out. Normally I just get a loan from my bank as their APR is very good. However with buying a house this year I am looking to take the same value in money but keep repayments down where possible. A balloon payment such as that offered for PCP is preferable but I cant see a product that offers this for the sort of age car I am after. Is there such a product?

Stu

[C.B]

Try capitalcarfinance or broker4cars they both do PCP on used cars at better rates than a dealership would ever offer you.

The only restriction is you need to buy the car from a FCA registered dealer I believe, but even that may have been relaxed now.

[Stuno1]

Cheers I’ll look in to those.